Helping You Get A Fresh Start With A Chapter 7 Discharge
Despite all your planning and budgeting, events outside of your control can devastate your finances. If you are overwhelmed by debt, it can be hard to feel positive about what the future holds.
You do have options, though, and I can help you find them. I’m attorney Alan R. Solot, and I have been helping individuals just like you with their debt-related legal issues. For over 30 years, I have practiced bankruptcy law, so I will be able to guide you through the process as efficiently as possible.
What You Need To Know About Chapter 7 Bankruptcy
Chapter 7 bankruptcy allows people to discharge their debt, letting them walk away from certain financial obligations and start over. This type of bankruptcy differs from Chapter 13 bankruptcy, which allows debtors to keep their homes and other property through a court-approved Chapter 13 payment plan.
The bankruptcy system requires you to show you qualify for Chapter 7 by satisfying a “means test” review of income and expenses. When you retain me, I will review your income and expenses and assist you to determine how the “means test” affects your personal situation.
Many people put off filing for bankruptcy protection, unnecessarily enduring financial stress and harassment from creditors. Taking this step helps you regain control of your financial situation. Chapter 7 bankruptcy halts:
- Foreclosure proceedings
- Creditor harassment
- Wage garnishments
- Car repossessions
When you file for Chapter 7 bankruptcy, you can shift your focus from battling creditors to planning a future unencumbered by debt with a fresh start.
Unsure Of Your Options? Talk To Me.
Whether your mortgage is past due, your medical bills are piling up or your credit card bills are keeping you up at night, you have legal options available to you. I can help you find a way out of your debt situation, so that you can look to your future with confidence and not fear.
Contact my Tucson office to learn more about the process. I offer free 30-minute consultations because I want to help you make smart choices about your debt issues. Please email the Law Office of Alan R. Solot or call me at 520-849-9198 to begin the conversation.
The Law Office of Alan R. Solot is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.